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Also, young workers (age 25 or less) often qualified for a lower level of ui benefits than older workers. For detailed information about ui benefit qualification by industry, please refer to part One of this article, which appeared in the july issue of trends. Xiaohong (Sherry) yu is a senior Economist specializing in ui trust Fund projections with Research planning. Footnote 1: Report to the President and Congress by the Advisory council on Unemployment Compensation, 1996. Footnote 2: The base period is the first four of the last five completed calendar quarters immediately preceding the first day of an individual's benefit year or any other twelve month period specified by commission regulation. (Wyoming Employment Security law, page.) footnote 3: At the time this study was done, the maximum weekly benefit amount was 233; however, on July 1, 1996, this amount increased to 236. Footnote 4: The benefit year is the period of fifty-two consecutive calendar weeks beginning the first week of a claim series established by the filing of a valid initial claim for benefits.
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This difference could be explained by the following factors:. Low starting wage levels-young workers would most likely receive a low starting wage across industries due to lack of work experience;. This age group of workers also includes high school and college students who work summer jobs. The distribution of potential ui duration between male and female workers was very similar, but it was quite person different among age groups (see table 2 and Table 3 ). Again, younger workers would have less possibility of qualifying for the longer ui duration than the older workers. Among workers who were 25 and under, 19 percent of these workers would qualify for 26 weeks of benefits compared with 50 percent of workers in all older groups qualifying for the same ui duration.
Wage replacement Analysis Wage replacement is the percentage plagiarism of an individual's pre-unemployment weekly wage that would be replaced by the ui weekly benefit amount during unemployment. About 66 percent of the workers in this study who qualified for ui benefits would receive a wage replacement of over 50 percent of their pre-unemployment wages. Among female workers, nearly 80 percent would receive ui benefits which would replace over 50 percent of their wages; among male workers, only about half would receive the same replacement level (see figure 2 ). The higher replacement level would seem to be a positive point in favor of female workers. However, comparing the genders across all industries, this study also shows that over two-thirds of female workers are found in the low-paying Services and Retail Trade industries (47 and 22 of all female workers, respectively while of all male workers, only 21 percent and. Furthermore, the wages across industries are lower for females in wyoming than for males (refer to the may 1996 and June 1996 issues of trends ). In summary, while more female workers would receive ui benefits which would replace over 50 percent of their wages than males, more male workers would qualify for a higher ui benefit level than females.
However, the amount and the number of weeks of ui eligibility varies as a function of each individual's base period wage. By law, an individual should receive a weekly ui benefit ( weekly benefit amount ) which equals four percent of his or her high quarter wage. The maximum and minimum weekly benefit amount changes every year based on the previous year's statewide average weekly wage. The current maximum weekly benefit amount (see. Footnote 3 ) is 236 and the minimum. The maximum benefit amount for a benefit year (see.
Footnote 4 ) is 30 percent of an individual's total base period wage. In addition, how long an individual could receive ui benefits (UI potential duration ) for a benefit year is calculated by dividing the maximum benefit amount by the weekly benefit amount. For the regular ui program, an individual could receive a maximum of 26 weeks' ui benefit during his or her benefit year. As was stated in "Part One: Industry Analysis", only 45,666 (23) of workers qualifying for ui would also qualify for the maximum benefit (236 per week for 26 weeks' ui duration). The differences between genders and ages are notable also: about 62 percent of male workers would qualify for the maximum weekly benefit amount while only 29 percent of female workers would be in this group (see. The distribution of potential ui benefits by age group is significant too (see. For workers in the age group of 25 years or under, nearly half (47) would qualify for a weekly benefit amount of only 100 or less. Only 10 percent of workers in the same age group would qualify for the maximum weekly benefit amount. Among older age groups, half or more workers would qualify for the maximum weekly benefit amount.
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Four quarters of wage records (1994 Q4 - 1995 Q3) were matched into a database, which generated a total of 287,157 records. It was necessary to include four quarters of data in order to research an entire base plan period of covered employment. In other words, during the base period between the fourth quarter of 1994 and the third quarter of 1995, there were a total of 287,157 individual covered employees who worked in wyoming. To obtain the additional information about gender, age and industry of employment, the study database was matched with the most recent wyoming driver's license database and the employer quarterly Unemployment Insurance (QUI) database. For details about the various databases (wage records, wyoming driver's license and qui please refer to the. May 1996 issue of, trends. Ui benefit Eligibility Analysis, overall, about one-third of the 287,157 covered employees who were studied were ineligible for ui benefits, had they become involuntarily unemployed (based on current ui monetary eligibility criteria). We also found that, of individuals working for at least two quarters during the base period, female workers were slightly more likely not to be monetarily eligible for ui than male workers (13 and 10, respectively). About two-thirds of workers studied would qualify for ui benefits if they lost their jobs.
Monetary criteria requires that an individual great earn sufficient income in a covered industry during a specified length of time and is not controllable by the individual. Ui monetary eligibility criteria vary from state to state. Wyoming's law requires an unemployed individual meet all of the following to be eligible for ui benefits:. Worked at least two quarters of his or her base period (see. Footnote 2 ) (two quarter's work requirement. Earned a total base period wage which is equal to or greater than eight percent of the statewide average annual wage. Currently, the total base period wage should be at least equal to 1,750. (Wage Credit Requirement. Had total base period wages equal to or greater than.4 times his or her highest quarter's wage (Wage Credit Requirement 2).
receive ui benefits when they lose their jobs? Do different industries provide the same opportunity for their workers to receive ui? What kinds of people are more likely to receive better ui benefits? This article intends to answer these questions for wyoming's ui program and workers covered by Unemployment Insurance. Study background, as explained in "Part One: Industry Analysis" (refer to the, july 1996 issue of, wyoming Labor Force trends there are generally two groups of criteria (nonmonetary eligibility and monetary eligibility) which determine whether or not an unemployed worker qualifies for ui benefits. Nonmonetary criteria basically require that an individual has involuntarily lost a job and is now available for-and actively seeking-a job. Certain aspects of nonmonetary eligibility (such as actively searching for new work) are controllable by the individual worker, thus nonmonetary eligibility is not considered in this article.
Some social factors include: health consciousness population growth rate age distribution career attitudes emphasis on safety, technological Factors. Technological factors can lower barriers to entry, reduce minimum efficient production paper levels, and influence outsourcing decisions. Some technological factors include: r d activity automation technology incentives rate of technological change External Opportunities and Threats The pest factors combined with external microenvironmental factors can be classified as opportunities and threats in a swot analysis. Recommended reading John Middleton, The Ultimate Strategy library : The 50 Most Influential Strategic Ideas of All Time quickmba / Strategy / pest analysis The articles on this website are copyrighted material and may not be reproduced, stored on a computer disk, republished on another. Chemical analysis - the act of decomposing a substance into its constituent elements qualitative analysis analysis - an investigation of the component parts of a whole and their relations in making up the whole uranalysis, urinalysis - (medicine) the chemical analysis of urine (for medical. Unemployment Insurance benefit qualification Analysis Part Two: Gender and Age Analysis by: xiaohong (Sherry) yu, the Unemployment Insurance (UI) program's primary goal is to provide partial wage replacement for individuals who involuntarily experience job loss (see. Since the ui program began in 1935, it's purpose has been to help relieve financial hardship and maintain purchasing power until those who are unemployed obtain a job. However, during the past six decades of the ui program's operation, the industry structure of employment has changed a great deal, both nationwide and in wyoming: Retail Trade and Services industry growth are much faster than other industries, more and more female workers are.
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Quickmba strategy pest analysis, pest analysis, a scan of the external macro-environment in which the firm operates can be expressed in terms of the following factors: p olitical. E conomic, s ocial, t echnological, the acronym, pest (or sometimes rearranged as "step is used to describe a framework for the analysis of these macroenvironmental factors. A pest analysis fits into an overall environmental scan as shown in the following diagram: Environmental Scan external Analysis. Internal Analysis macroenvironment, microenvironment,. Political Factors, political factors include government regulations and legal issues and define both formal and informal rules under which the firm must operate. Some examples include: tax policy roles employment laws environmental regulations trade restrictions and tariffs political stability, economic Factors. Economic factors affect the purchasing power of potential customers and the firm's cost of capital. The following are examples of factors in the macroeconomy: economic growth interest rates exchange rates inflation rate, social Factors, social factors include the demographic and cultural aspects of the external macroenvironment. These factors affect customer needs and the size of potential markets.